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		<link>http://www.newlywedhomebuyer.com</link>
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			<link>http://www.newlywedhomebuyer.com</link>
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			<title>Preparing to Buy a  Home</title>
			<link>http://www.newlywedhomebuyer.com/preparing-to-buy-a-profile.market2-home-7.html</link>
			<description>Preparing to Buy A Home in Buying a home is a much more complicated process than it initially looks. On purchasing a real estate, surely a major part of the process is finding a home in.  offer a price on it if it meets your needs. Before you can take any of those steps, you first need to prepare for the purchase. if you have bought a home before, you still don't know as much about buying a home as you think you do. you could still brush up on your knowledge even though you just recently purchased a home. Being prepared for buying a home is the best thing you can do to ensure a smooth real estate transaction.It is not essential to spend a lot of time familiarizing yourself with the home purchase process. . Neither do you have to attend expensive seminars or purchase manuals or books. Much of what you need to learn about buying a home you can learn from the comfort of your own home using the Internet. The best piece of advice anyone can give you when you are buying a home is to learn about the process beforehand.Before you even think about contacting a real estate agent, you need to first define your reason for buying a home. It's easy to come up with the clich&amp;eacute; reasons for buying a home, but the &quot;American Dream&quot; simply isn't reason enough to spend the money you are about to spend on a home. You'll have much better luck finding a place that you love if you really look at why you are buying a home.Take a hard look at your finances. You should not neglect this one part of the preparation. Because buying a home is such a large financial undertaking, it is imperative that you understand what your budget looks like. you need to make sure that you can afford your monthly payment on your mortgage. On buying a real estate, before that you need to qualify for a mortgage. It's very important to always have some extra money on hand when you have bought a new home.Become educated on the entire mortgage process. There are a number of mortgages available to potential buyers. Find out what these are and from where you can get them. A mortgage that meets your needs is just as important as the house that you are using it for. There is a great online resource that will help people with all their home buying needs, and free advice that will answer all their questions, and then some.com is a fantastic asset.to pay for a mortgage, you should first know how much you can afford. By looking at your monthly income and expenditures, you can use the amount left over to determine the amount you can afford to pay for a mortgage.Develop a list of needs and wants for your home in . Before we come to a decision it is better to recognize that the two are not one and the same. A need is something that you require from a home. You cannot live without it. A thing that you desire in your home is a want. Realizing the difference is important in the eventual home you buy and the amount spent.The preparation you put into buying a home will have a major effect on your home shopping experience. you need to take the necessary steps to make sure that I, Mike Martin, can help you discover the home you both require and desire.There is a lot of free information available to you about buying, selling or investing in  real estate. For information thats about the  you can see the current real estate market including the current homes for sale, the property values in certain areas, and more. Please visit our website for the most complete information dedicated to everything  One important thing in the real estate market, and buying a home, don't be talked into something you can not afford. So please feel free to contact me with any of your mortgage questions and I will me more than glad to answer you queries. You can call my cell phone at 412-215-5814 or email me at mmartin@northwood.com (mailto:mmartin@northwood.com).</description>
			<category>Blog - Buyer Info</category>
			<pubDate>Wed, 13 Jan 2010 11:32:10 +0100</pubDate>
			<guid>http://www.newlywedhomebuyer.com/preparing-to-buy-a-profile.market2-home-7.html</guid>
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			<title>Expert Mike Martin's Guide to Buying a Home in for the First Time Buyer</title>
			<link>http://www.newlywedhomebuyer.com/guide-to-buying-a-home-7.html</link>
			<description>
Buying a home for the first time can seem like an overwhelming task. You're making the biggest financial decision of your life, and there is so much to consider. It helps a lot to understand the process from beginning to end. In this article, I'll walk you through the entire process of buying a house in Pittsburgh so that your entire home buying experience will go more smoothly. 


Step #1 - Getting Your Mortgage Pre-Approved 


As we both know, lenders aren't nearly as lenient as they used to be. It's important to find both a good lender and a good loan officer to handle your loan, preferably before you even go out to see properties. 


The loan officer will usually want to know what your assets are, what your credit score is and your debt to income ratio. 


Step #2 - Finding a Home You Like 


The next step in the process is to find a home in Pittsburgh that appeals to you. Make sure you see a good number of houses before you make your decision, so that you know what the options are. 


Step #3 - The Offer and Negotiation Process 


Crafting a good offer is vitally important. It's important to work with a real estate agent who understands how to choose contingencies, clauses, the right amount to offer and good negotiation strategies. 


Once you've made your offer, the seller will usually make a counter offer. It's rare that the seller will accept your offer up front. Once you both come to an agreement on the price and terms, the contract becomes binding. 


Step #4 - Completing the Home Purchase 


Once the contract has been agreed on, then you must complete the home inspection and the seller will make any necessary repairs. 


Then your loan will be finalized with your loan officer. Finally, closing or escrow is where all the documents are signed, the deed and title are signed over, the seller is paid and the keys are handed over. 


In brief, that is what the home buying process looks like in Pittsburgh. There is a lot of free information available to you about buying real estate in Pittsburgh. For complete information about the Pittsburgh real estate market including current homes for sale, property values and more please visit the most complete website online dedicated to everything Pittsburgh real estate, at www.NewlywedHomeBuyer.com. Please feel free to contact me with any of your real estate or mortgage related questions and I will be more than glad to answer your questions. Call me on my cell at 412-215-5814 or email me at mmartin@northwood.com (mailto:mmartin@northwood.com). 

</description>
			<category>Blog - Buyer Info</category>
			<pubDate>Thu, 21 May 2009 15:44:14 +0100</pubDate>
			<guid>http://www.newlywedhomebuyer.com/guide-to-buying-a-home-7.html</guid>
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			<title>About The Team</title>
			<link>http://www.newlywedhomebuyer.com/about-the-team.html</link>
			<description>
	
		
			Your Residential Real Estate Specialists
			
			The Kite Team was developed to establish an unprecedented collaboration of professional expertise and know-how in order to provide an all new level of outstanding customer and client service. 
			
			Below are the team members that are dedicated to providing the best service for you. 
			  
			
			
			Dan Kite - Realtor, ABR, CRS, e-PRO
			Born and raised in the Pittsburgh area and have lived most of my life in the North Hills. I graduated with a BS in Business Management from Louisiana State University and Shaler Area High School, and played 4 1/2 years of professional baseball with the Boston Red Sox organization. 
			
			I am a full time REALTOR, a member of the Northwood Realty  Chairman's Award  and  Top Ten . 
			
			
			
			
			
			
			Mike Martin - Realtor, Buyer Specialist, Marketing Manager
			I'm a lifetime resident of Pittsburgh. Raised and currently live in Shaler Area. I graduated with an Associates Degree in Computer Management at ICM School of Business and went to LaRoche College for Graphic Design and Layout. I owned a video production company for over 15 years which my wife now manages. 
			
			I'm a high tech REALTOR with old fashioned service. 
			
			
			
			
			
			
			
			Mashel Rathmel - Realtor, Buyer Specialist, Closing Coordinator
			2005 marks my 7th year in Real Estate and it just keeps getting better. Currently I am working with a team of Realtors whose professionalism and experience is top notch. No matter what the situation you can rest easy that you have a team of Realtors who are working hard for you. 
			
			
		
	

  
</description>
			<category>Main Content - General Content</category>
			<pubDate>Wed, 22 Apr 2009 16:02:37 +0100</pubDate>
			<guid>http://www.newlywedhomebuyer.com/about-the-team.html</guid>
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		<item>
			<title>Testimonials</title>
			<link>http://www.newlywedhomebuyer.com/testimonials.html</link>
			<description>  

Here are a few testimonals of my past customers.



Mike was very helpful in helping us find the perfect house! Not only did he show us houses that fit our specific criteria and price range, but even several months after the sale, he recommended some great contractors to use as we decided to customize our new house!
Laura and Roger Sechler


Mike was there day and night to help with me search and purchase my new home. It was a pleasure to work with such a nice friendly agent and one who was looking for what I needed.
Amy Heinl

My experience with Mike Martin was extremely good! Mike is very knowledgeable, professional, helpful, and over all a NICE person. Having him as my Real State Agent when looking for purchasing my first property was the best move. He paid attention to my priorities and desires to lead his experience and find the best options for me. He made an excellent effort to show me properties all around Butler area, driving miles to get to show them. I highly recommend him to others in the Pittsburgh/Butler area. Do not hesitate to contact him to buy or sell a property. He will work to get the best for you.
Jose Bermudez 

</description>
			<category>Main Content - General Content</category>
			<pubDate>Wed, 22 Apr 2009 15:55:41 +0100</pubDate>
			<guid>http://www.newlywedhomebuyer.com/testimonials.html</guid>
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		<item>
			<title>Huge List of Pittsburgh Websites</title>
			<link>http://www.newlywedhomebuyer.com/pittsburgh-websites.html</link>
			<description>Here's Some Valuable Resources In Our Area

	RealPittsburgh.com Search thousands of local web sites, see local news, sports and entertainment! Try our useful tools for getting around town. 
	Pittsburgh Net Everything you wanted to know about our hometown!   
	Three Rivers Free-Net Pittsburgh's community-based computer network offering free on-line access. 
	Washington County Chamber of Commerce Important news and Chamber views! 
	The Carnegie Library of Pittsburgh Library Information, details about the Carnegie Institute, and a wealth of local resource links. 
	Pennsylvania Trolley Museum Take A Ride Into The Past! 

Pittsburgh Media

	The Pittsburgh Channel Excellent news coverage site from WTAE-TV. 
	The Current Edition The home page for the Alle-Kiski Valley. 
	City Paper Pittsburgh's leading news   entertainment weekly - online! 
	In Pittsburgh Newsweekly In Pittsburgh Newsweekly's online interactive edition. 
	Tribune-Review Travel the  TRIButaries  to the latest local news. 


Points of Interest

	Western Pennsylvania Museum Council Museums and Historical sites in and around Pittsburgh. 

Best of Pittsburgh College Pages

	CMU Best of Pittsburgh at CMU! 
	Duquesne Best of Pittsburgh at Duquesne! 
	Pitt Best of Pittsburgh at Pitt! 

Pittsburgh Music

	The Pittsburgh Bulgarian Women's Ensemble Tune into this site for details about the next exciting performance of these Balkan Babes! 
	The Christian Music Scene in Pittsburgh Almost any style of music is represented here! 
	The Clarks Rock-n-roll -- live from the Clarks' House and beyond! 
	Hindenburg Like the doomed dirigible, their music is explosive! 
	Lightmusic A locally produced, nationally-syndicated contemporary Christian music TV program. 
	Mon Gumbo Cajun, Zydeco, and New Orleans R B.. based in da Burgh! 
	Pittsburgh's Backstage Pass A local music archive showcasing the best of Pittsburgh's cutting edge music scene! 
	Pittsburgh Blues Women Pittsburgh has some of the most talented female blues artists in the country. 
	The Random Brothers Mike, Rob, and Dave make music.. unplugged-like! 
	Renaissance and Baroque Society of Pittsburgh Non-profit group that brings in world-class artists from the US and Europe. Tons of related links! 
	Greg and Rebecca Sparks Listen to some sound clips from their new album, Flesh and Blood! 
	S*P*U*D*S Not a potato-oriented group, but Special People Under Doctors Supervision! 
	Coca-Cola Star Lake Amphitheatre Complete schedules and ticket information for Pittsburgh's premier concert spot! 
	The 3 of Us Accoustic rock with that nice touch of class! 
	TEN point TEN Introducing the Gospel through Music! 

Pittsburgh Sports

Pittsburgh Pirates 


	The Pirates The Bucco's official home plate on the Web! 
	Caleb's Pittsburgh Pirates Page Pirates stats, and links galore! 
	Cecil Greek's Pittsburgh Pirates Page Pictures, Pictures, Pictures and more! 
	Glenn's Pirates Page Glenn Gearhard provides his favorite Bucco links! 


Pittsburgh Steelers 


	The Steeler Connection A great place to find Steeler links! 


Pittsburgh Penguins 


	Mellon Arena Information Seating   ticket info. 
	Dan's Ultimate Penguins Page This site wins the award of having the longest *.html name we've ever seen! 
	Rick DeCollo's Penguins Page Cheer on the Pens with  HOCKEYPUX  from IRC! 
	The Penguins Probably the most thorough Pens site on the net! 
	Igloo Report Get the latest Penguins headlines from Gary Patalsky. 
	Heather's Hockey HeadquartersTo the point... filled with li'l graphics! 
	In The Crease  Park yerself  here for complete Penguins updates. This site requires Microsoft&amp;reg; Internet Explorer. 
	Stephanie Jasinski's Pittsburgh Penguins Page Dedicated to Jaromir Jagr! 
	Shawn Kelly's Patrick Lalime Page Dedicated to his  netminder hero!  
	Lauren's Pens Page Her favorite players are Alexei Morozov and Stuuu Barnes... 
	Pens Crease One of the few Pens pages made by a Brasilian! 
	Pensfan Home Page The pride of Pittsburgh! 
	Pittsburgh Penguins Fanatic's Page Chris Roszkowski hates the color orange, but LOVES the Pens! 
	Pittsburgh's Sports Arena Uses forms to conduct polls! 
	Pucks Pens Page Frames or no frames, take your puck...er, pick! 
	Kelli Tibbens Two words: Petr Nedved. 
	Todd's Pittsburgh Penguin Page This West Allegheny High School student is nutzo about the Pens! 
	Greta Zimowska Jaromir Jagr and the rest of the Pens. 


Other Pittsburgh Sports 


	Pittsburgh Rugby The Home of The Pittsburgh Rugby Club and The Pittsburgh Angels Women's Rugby Club 
	Allegheny Cycling Association Pittsburgh's Bicycle Racing Club. 
	IUP Sports Center Greg Drahuschak has the sports skinny on all that is Crimson   Gray! 
	Pittsburgh Bike-Related Organizations Check these folks out for the most fun you can have on two wheels! 
	Pittsburgh Sports Page Stuff about the Steelers, Penguins and Pirates! 
	Three Rivers Rowing Association If you are already a rower or just want to learn, check 'em out! 
	Vince Rosetta's Sports Page The Burgh's Big 

Pittsburgh Arts

	Mattress Factory See images of the collections at this North Side R D lab for artists. 
	Pittsburgh Public Theater List of upcoming performances   prices. 
	Andy Warhol Museum Tour the museum   its works. 


Pittsburgh Entertainment

	Kennywood The Official WebSite for Kennywood. 
	Kennywood Park information and directions. 
	Idlewild Park Official homepage with location and ride info. 
	Allegheny County Fair The fun has returned after many years off! 
	This Week At Pittsburgh Cinemas What's playing at your neighborhood's theater? Find out here! 
	Carnegie Science Center General information about our science   technology center. 
	Groundhog Day The region's most famous weather forecaster's page -- arguably even more popular than DeNardo! 


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			<category>Blog - Useful Links</category>
			<pubDate>Wed, 22 Apr 2009 15:32:36 +0100</pubDate>
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